Preliminary forecasts of financiers look quite optimistic

[sumaiyakhatun24]

You can also apply for a mortgage at DOM.RF. It actually acts as the operator of this program. Other banks are also ready to cooperate, they are just waiting for the final version of the resolution to be released. VTB, for example, announced that it plans to engage in lending to IT specialists and is waiting for the publication of the parameters of the state mortgage.

They assure that the program will be in demand if the rates and limits are comfortable enough.

But, for example, Absolut Bank did not work with the state mortgage launched malta mobile database in April 2020. The program initially turned out to be unprofitable, and in 2021 the conditions worsened, the rate increased, and the credit limit decreased to 3 million rubles.

Meanwhile, the bank's own market programs in 2020-2021 were quite acceptable, the rate was almost preferential, so participation in the state program was not particularly profitable. Today, market rates are still quite high, and according to forecasts, 80-90% of the primary real estate niche will be taken up by state lending.