3. Insurtech and Micro-Insurance

[nurmohammadkhan]

This is one of the most interesting trends in insurtech , and it is closely linked to what we have already highlighted in the previous point.

This is the possibility of taking out policies that cover limited periods of time, or that are based entirely on usage (for the automotive sector , for example, based on kilometres travelled).

The micro-insurance trend was introduced by several innovative start-ups in recent years, but is now also embraced by the giants of the sector, who have fully understood its potential.



4. IoT
Here is another huge topic, which concerns the automotive sector , the housing croatia whatsapp resource sector with the so-called smart buildings , the so-called factories 4.0 , but also health with everything concerning wearable devices.

Again: cost optimization, increasingly targeted and flexible insurance policies, increasingly personalized Customer Experience, with advantages for both companies and insured parties. Last but not least: IoT will be (and is already becoming) another huge mine of data , to be exploited to the fullest to optimize all processes.

All of this, in some way, will have very strong repercussions in the future in the emerging sector of driverless cars .