How to make transactions using PIX?
Posted: Wed Jan 22, 2025 10:38 am
Even though it is one of the recent technological trends , some banks have already shown interest in using this type of system and are already carrying out tests, as is the case with Nubank and Mercado Pago.
It is important to make it clear that this will not be a free service: there bahrain phone number list be a fee for those who use it. In fact, according to the Central Bank, the idea is not to restrict the fee. Institutions will be allowed to charge it according to their guidelines, as long as they do not set an absurd amount.
Regarding how this payment will be made, there are two ways.
Traditional
Payments can be made by collecting user data, such as CPF. This already happens with current transfers.
QR Code
Here, it will be a lower-cost operation, making it easier for commercial establishments and other card machine users. Two types of QR Code can be used: static or dynamic.
The first supports multiple transactions and sales , and the seller determines a value for the product. The second can present different data during transactions and allow other information to be added.
In this post, you saw the main features of PIX, the new way of making instant payments that promises to revolutionize the way transfers are made in Brazil. It is important to highlight that this is a recent technology and is still in the testing phase.
It is already clear how the advantages of PIX will make financial transactions easier, creating processes with greater financial intelligence . This will make a big difference not only for consumers, but also for merchants and business owners.
It is important to make it clear that this will not be a free service: there bahrain phone number list be a fee for those who use it. In fact, according to the Central Bank, the idea is not to restrict the fee. Institutions will be allowed to charge it according to their guidelines, as long as they do not set an absurd amount.
Regarding how this payment will be made, there are two ways.
Traditional
Payments can be made by collecting user data, such as CPF. This already happens with current transfers.
QR Code
Here, it will be a lower-cost operation, making it easier for commercial establishments and other card machine users. Two types of QR Code can be used: static or dynamic.
The first supports multiple transactions and sales , and the seller determines a value for the product. The second can present different data during transactions and allow other information to be added.
In this post, you saw the main features of PIX, the new way of making instant payments that promises to revolutionize the way transfers are made in Brazil. It is important to highlight that this is a recent technology and is still in the testing phase.
It is already clear how the advantages of PIX will make financial transactions easier, creating processes with greater financial intelligence . This will make a big difference not only for consumers, but also for merchants and business owners.